One of the greatest advantages of using a mortgage agent is having access to a variety of lenders. A bank will only offer you access to their products, while a mortgage broker can offer you more choices through multiple lenders. With this vast product selection, agents help homebuyers and owners get the best mortgage for their needs. Our knowledgeable agents are here to help you with all your mortgage needs; first time home buyers, mortgage renewals, refinancing options or investment properties.

Being affiliated with one of our mortgage agents allows you to relax knowing full well that you're in the right hands.
Following are a few questions to consider when shopping for your perfect mortgage.
How does one determine what the best mortgage is?
  1. The right rate
  2. The right mortgage privileges
What does a good mortgage broker consider when selecting the right lender?

• Term
• Rate - variable vs. fixed
• Payment flexibility
• Pre-payment privileges
• Restrictions, fees and penalties
• Mortgage portability or assumability
• Qualifying with no income verification (self-employed)

  Focusing on a rock-bottom rate can mean higher fees and penalties with more restrictive terms when you want to move, refinance or use your mortgage for a debt consolidation. A mortgage broker will give you a sound evaluation of product choices and will help you decide what option best suites your needs.

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